Upload a credit report, set the funding goal, and get a precise step-by-step strategy — which lenders to apply to, in what order, what income to report, what amount to request, and which bureau each lender pulls. Built for credit advisors, brokers, and loan officers.
FundingBot is a back-office tool for advisors who need accurate, lender-specific guidance — not generic advice.
Run analyses for every client in your pipeline. Know which lenders fit before you ever submit an application.
Stop guessing which lenders will approve a given profile. Get ranked matches with approval likelihood and exact guidance.
Identify the optimal funding sequence across 11 product categories — from business cards to SBA loans to HELOC.
Precise, actionable lender guidance across 11 funding categories — from business credit cards to SBA loans.
Upload any credit report PDF or HTML. Our AI instantly extracts all key data points: score, utilization, inquiries, payment history, derogatory marks, and more.
Matched against a deep database of business credit cards, personal cards, personal loans, auto loans, SBA loans, HELOC, equipment financing, and more across 11 funding categories.
Each lender is scored against your client's exact profile. Get Strong Match, Possible Match, or Stretch ratings with detailed reasoning and approval likelihood.
Know exactly what income figure to report, what amount to request, and which bureau each lender pulls — tailored to your client's specific file.
Apply in the right order to protect your client's score. Chase 5/24 rule, Capital One triple-pull detection, and bureau exposure management built in.
Identify which cards to apply for simultaneously within a 15–30 minute window to maximize total approved funding without triggering unnecessary hard pulls.
Credit reports contain sensitive personal information. We take that seriously.
All credit report files are transmitted over TLS and stored with AES-256 encryption.
Your client's credit data is never sold, shared with lenders, or used for any purpose other than generating their funding strategy.
Credit report files are processed by the AI and then permanently deleted. Only the extracted data points are retained for your records.
FundingBot is a professional tool for credit advisors and brokers. It does not submit applications, access live credit bureaus, or share client data with any third party. .
From credit report to funded client in four steps
Upload the client's credit report PDF or HTML file from any bureau or monitoring service.
Our AI reads and extracts 17+ credit data points automatically — score, utilization, inquiries, derogatory marks, and more.
The matching engine scores 103 lenders across 11 funding categories against the client's exact profile.
Receive ranked lenders, per-lender application guidance, sequencing order, and stacking plan.
Run your first analysis in under 2 minutes. Upload a credit report and get a complete, lender-specific funding strategy — no guesswork, no wasted inquiries.
No credit card required. 4 free analyses included.